TRANSFORMING

process of bringing about positive changes in the lives of clients with an end result of improved well-being.​

​Well-being covers:​

- Meeting a variety of needs:​

• Food, clothing, shelter, health​
• Improved living/housing conditions​
• Decrease in vulnerability​
• Business growth​
• Increase in income and assets​
• Maintains a positive level of sustainability​
• physical, community and social needs​

“poor Filipino entrepreneurs, farmers, fisher folks and their families…”

@ Unserved and underserved​

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@ Financially excluded​

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@ $5.50/day household income

“responsive and inclusive microfinance products and services…”

responsive: affordable pricing​ client demand fast and effective service match of product vs client needs​

inclusive: households and businesses have access and can effectively use appropriate financial services and must be provided responsively and sustainably in a well regulated environment

“Christ centered enterprise and Community Development…”

Decision making, programs, activities, systems and processes are anchored on Christian faith and guided by Christian values​